SWIFT/BIC code ESSEDE5F131
ESSEDE5F131 belongs to SEB AG in Schwerin, Germany.
Code details
| SWIFT/BIC code | ESSEDE5F131 |
|---|---|
| 8-character code | ESSEDE5F |
| Branch code | 131 |
| Bank | SEB AG |
| Branch | — |
| City | Schwerin |
| Country | Germany |
The way the SEB AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESSE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 5F Location code
- 2 characters for the city or region of the head office.
- 131 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code ESSEDE5F131?
ESSEDE5F131 is the SWIFT/BIC code of SEB AG, a branch or department of SEB AG in Schwerin, Germany. Only use it if the account is held at this specific branch.
What is the cheapest way to send money to SEB AG?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Can I use ESSEDE5F instead of ESSEDE5F131?
ESSEDE5F points to the head office of SEB AG, while ESSEDE5F131 is SEB AG. Most international transfers work with the head office code, yet use ESSEDE5F131 if the recipient asks for it.
What happens if I enter ESSEDE5F131 with a typo?
The payment may be delayed, returned or charged extra fees. Always check ESSEDE5F131 with the recipient before sending.
Do I need ESSEDE5F131 to send euros to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need ESSEDE5F131.
How long does a transfer to SEB AG take in Germany?
Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.