SWIFT/BIC code ESSEDE5F281
ESSEDE5F281 belongs to SEB AG in Emden, Germany.
Code details
| SWIFT/BIC code | ESSEDE5F281 |
|---|---|
| 8-character code | ESSEDE5F |
| Branch code | 281 |
| Bank | SEB AG |
| Branch | — |
| City | Emden |
| Country | Germany |
The way the SEB AG SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESSE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 5F Location code
- 2 characters for the city or region of the head office.
- 281 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC ESSEDE5F281?
The code ESSEDE5F281 belongs to SEB AG, a branch or department of SEB AG in Emden, Germany. Use this branch code only when the account is held at this specific branch.
What is the cheapest way to send money to SEB AG?
Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
What does each part of ESSEDE5F281 stand for?
ESSE is the bank code of SEB AG, DE is the ISO code of Germany, 5F is the code for the city or region and 281 is the code of the branch SEB AG.
How long does a transfer to SEB AG take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Can I use ESSEDE5F instead of ESSEDE5F281?
ESSEDE5F points to the head office of SEB AG, while ESSEDE5F281 points to SEB AG. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention ESSEDE5F281.
Do I need ESSEDE5F281 for a euro transfer to Germany?
Germany is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need ESSEDE5F281.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.