SWIFT/BIC code ESSEDE5F304
ESSEDE5F304 belongs to SEB AG in Ratingen, Germany.
Code details
| SWIFT/BIC code | ESSEDE5F304 |
|---|---|
| 8-character code | ESSEDE5F |
| Branch code | 304 |
| Bank | SEB AG |
| Branch | — |
| City | Ratingen |
| Country | Germany |
How the SEB AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESSE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 5F Location code
- 2 characters for the city or region of the head office.
- 304 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC ESSEDE5F304?
ESSEDE5F304 identifies SEB AG, a unit of SEB AG in Ratingen, Germany. Only use it if the recipient or their bank explicitly asks for it.
What is the best way to send money to SEB AG?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.
Does SEB AG have other SWIFT/BIC codes?
Yes, our database contains 254 SWIFT/BIC codes for SEB AG in Germany, for the head office and several branches or departments. You can see them all on the bank page.
Do I need ESSEDE5F304 for a euro transfer to Germany?
Germany belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need ESSEDE5F304.
How long does a transfer to SEB AG take in Germany?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What happens if I use ESSEDE5F304 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check ESSEDE5F304 against the details from SEB AG before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.