SWIFT/BIC code ESSEDE5F481

ESSEDE5F481 belongs to SEB AG in Guetersloh, Germany.

ESSEDE5F481

Code details

SWIFT/BIC codeESSEDE5F481
8-character codeESSEDE5F
Branch code481
BankSEB AG
Branch—
CityGuetersloh
CountryGermany

The way the SEB AG SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ESSE Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
5F Location code
2 characters for the city or region of the head office.
481 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code ESSEDE5F481?

ESSEDE5F481 identifies SEB AG, part of SEB AG in Guetersloh, Germany. Only use it if the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to SEB AG?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

Can I use ESSEDE5F instead of ESSEDE5F481?

ESSEDE5F points to the main office of SEB AG, while ESSEDE5F481 is SEB AG. Most international transfers work with the head office code, but use ESSEDE5F481 if the recipient asks for it.

What happens if I use ESSEDE5F481 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check ESSEDE5F481 against the details from SEB AG before you confirm.

Does SEB AG have other SWIFT/BIC codes?

Yes – we list 254 SWIFT/BIC codes for SEB AG in Germany, for the head office and several branches or departments. All of them are listed on the page of SEB AG.

What do the letters in ESSEDE5F481 mean?

ESSE is the bank code of SEB AG, DE stands for Germany, 5F is the code for the city or region and 481 is the code of the branch SEB AG.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.