SWIFT/BIC code ESSEDE5F721
ESSEDE5F721 belongs to SEB AG in Kempten, Germany.
Code details
| SWIFT/BIC code | ESSEDE5F721 |
|---|---|
| 8-character code | ESSEDE5F |
| Branch code | 721 |
| Bank | SEB AG |
| Branch | — |
| City | Kempten |
| Country | Germany |
The way the SEB AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESSE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 5F Location code
- 2 characters for the city or region of the head office.
- 721 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code ESSEDE5F721?
The code ESSEDE5F721 belongs to SEB AG, part of SEB AG in Kempten, Germany. Only use it if the recipient or their bank explicitly asks for it.
What do the letters in ESSEDE5F721 mean?
ESSE is the bank code of SEB AG, DE stands for Germany, 5F is the code for the city or region and 721 identifies the branch SEB AG.
How long does a transfer to SEB AG take?
Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
What is the best way to send money to SEB AG in Germany?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Do I need ESSEDE5F721 to send euros to Germany?
Germany is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need ESSEDE5F721.
Can I use ESSEDE5F instead of ESSEDE5F721?
ESSEDE5F is the head office of SEB AG, while ESSEDE5F721 is SEB AG. Most international transfers work with the head office code, yet use ESSEDE5F721 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.