SWIFT/BIC code ESSEDE5F861
ESSEDE5F861 belongs to SEB AG in Chemnitz, Germany.
Code details
| SWIFT/BIC code | ESSEDE5F861 |
|---|---|
| 8-character code | ESSEDE5F |
| Branch code | 861 |
| Bank | SEB AG |
| Branch | — |
| City | Chemnitz |
| Country | Germany |
How the SEB AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESSE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 5F Location code
- 2 characters for the city or region of the head office.
- 861 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code ESSEDE5F861?
ESSEDE5F861 identifies SEB AG, a unit of SEB AG in Chemnitz, Germany. Only use it if the recipient or their bank explicitly asks for it.
Do I need ESSEDE5F861 to send euros to Germany?
Germany belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need ESSEDE5F861.
How long does a transfer to SEB AG take in Germany?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What happens if I use ESSEDE5F861 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check ESSEDE5F861 with the recipient before sending.
Can I use ESSEDE5F instead of ESSEDE5F861?
ESSEDE5F is the head office of SEB AG, while ESSEDE5F861 points to SEB AG. For a normal transfer the head office code is usually fine, but use ESSEDE5F861 if the recipient asks for it.
What is the best way to send money to SEB AG?
Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.