SWIFT/BIC code ESSEDE5F862
ESSEDE5F862 belongs to SEB AG in Dresden, Germany.
Code details
| SWIFT/BIC code | ESSEDE5F862 |
|---|---|
| 8-character code | ESSEDE5F |
| Branch code | 862 |
| Bank | SEB AG |
| Branch | — |
| City | Dresden |
| Country | Germany |
How the SEB AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ESSE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 5F Location code
- 2 characters for the city or region of the head office.
- 862 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC ESSEDE5F862?
ESSEDE5F862 identifies SEB AG, part of SEB AG in Dresden, Germany. Only use it if the recipient or their bank explicitly asks for it.
What happens if I use ESSEDE5F862 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check ESSEDE5F862 with the recipient before sending.
What is the cheapest way to send money to SEB AG in Germany?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Can I use ESSEDE5F instead of ESSEDE5F862?
ESSEDE5F is the head office of SEB AG, while ESSEDE5F862 points to SEB AG. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention ESSEDE5F862.
How long does a transfer to SEB AG take?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Do I need ESSEDE5F862 for a euro transfer to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need ESSEDE5F862.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.