SWIFT/BIC code GARSPHM1XXX
GARSPHM1XXX belongs to L.m. Garcia and Associates, Inc. in Manila, Philippines.
Code details
| SWIFT/BIC code | GARSPHM1XXX |
|---|---|
| 8-character code | GARSPHM1 |
| Branch code | XXX |
| Bank | L.m. Garcia and Associates, Inc. |
| Branch | Head office |
| City | Manila |
| Country | Philippines |
How the L.m. Garcia and Associates, Inc. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- GARS Bank code
- 4 letters that identify the bank.
- PH Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code GARSPHM1XXX?
GARSPHM1XXX is the SWIFT/BIC code of the headquarters of L.m. Garcia and Associates, Inc. in Manila, Philippines. Use it when a payment to L.m. Garcia and Associates, Inc. does not need a specific branch.
Does L.m. Garcia and Associates, Inc. have only one SWIFT/BIC code?
Yes, GARSPHM1XXX is the single SWIFT/BIC code listed for L.m. Garcia and Associates, Inc. in Philippines, so you do not need to pick a branch code.
What do I need to send money to an account at L.m. Garcia and Associates, Inc.?
Have ready the SWIFT/BIC code GARSPHM1XXX, the account number or IBAN of the recipientand the name of the account holder. Philippines uses international SWIFT transfers, so the BIC is required.
What does each part of GARSPHM1XXX mean?
GARS is the bank code of L.m. Garcia and Associates, Inc., PH stands for Philippines, M1 is the code for the city or region and XXX means the head office.
How long does a transfer to L.m. Garcia and Associates, Inc. take?
A SWIFT payment usually takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often faster and cheaper.
What is the cheapest way to send money to L.m. Garcia and Associates, Inc.?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Philippine Peso with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.