SWIFT/BIC code HIGOJPJTXXX

HIGOJPJTXXX belongs to The Higo Bank Limited in Kumamoto, Japan.

HIGOJPJTXXX

Code details

SWIFT/BIC codeHIGOJPJTXXX
8-character codeHIGOJPJT
Branch codeXXX
BankThe Higo Bank Limited
BranchHead office
CityKumamoto
CountryJapan

How the The Higo Bank Limited SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HIGO Bank code
4 letters that identify the bank.
JP Country code
2 letters for the country (ISO 3166).
JT Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code HIGOJPJTXXX?

The code HIGOJPJTXXX belongs to the head office of The Higo Bank Limited in Kumamoto, Japan. Use it when a payment to The Higo Bank Limited does not need a specific branch.

What is the best way to send money to The Higo Bank Limited in Japan?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Japanese Yen with specialist providers before you send.

Does The Higo Bank Limited use a single SWIFT/BIC code?

Yes – HIGOJPJTXXX is the only SWIFT/BIC code listed for The Higo Bank Limited in Japan, so you do not need to pick a branch code.

Are HIGOJPJT and HIGOJPJTXXX the same code?

Yes. HIGOJPJT is the 8-character version of HIGOJPJTXXX. XXX simply means head office, so either version will reach The Higo Bank Limited in Kumamoto.

What happens if I enter HIGOJPJTXXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check HIGOJPJTXXX against the details from The Higo Bank Limited before sending.

How long does a transfer to The Higo Bank Limited take in Japan?

A SWIFT payment usually takes 1–5 business days, depending on correspondent banks and time zones. Money transfer services are often faster than a bank.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.