SWIFT/BIC code HOWAJPJ1XXX
HOWAJPJ1XXX belongs to The Howa Bank LTD in Oita, Japan.
Code details
| SWIFT/BIC code | HOWAJPJ1XXX |
|---|---|
| 8-character code | HOWAJPJ1 |
| Branch code | XXX |
| Bank | The Howa Bank LTD |
| Branch | Head office |
| City | Oita |
| Country | Japan |
How the The Howa Bank LTD SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HOWA Bank code
- 4 letters that identify the bank.
- JP Country code
- 2 letters for the country (ISO 3166).
- J1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC HOWAJPJ1XXX?
HOWAJPJ1XXX is the SWIFT/BIC code of the head office of The Howa Bank LTD in Oita, Japan. It is the code to use when you send money to an account at The Howa Bank LTD.
What happens if I enter HOWAJPJ1XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check HOWAJPJ1XXX against the details from The Howa Bank LTD before sending.
Does The Howa Bank LTD have only one SWIFT/BIC code?
Yes – HOWAJPJ1XXX is the single SWIFT/BIC code we have for The Howa Bank LTD in Japan, so you do not need to pick a branch code.
What is the best way to send money to The Howa Bank LTD?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Japanese Yen with transfer services before you send – the difference can be large.
How long does a transfer to The Howa Bank LTD take?
An international SWIFT transfer usually takes 1–5 business days, because of correspondent banks and time zones. Money transfer services are often quicker and cheaper.
What does each part of HOWAJPJ1XXX mean?
HOWA is the institution code of The Howa Bank LTD, JP stands for Japan, J1 is the code for the city or region and XXX marks the main office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.