SWIFT/BIC code ICRAITR1HC4
ICRAITR1HC4 belongs to Banco Emiliano Cred.coop in Guastalla, Italy.
Code details
| SWIFT/BIC code | ICRAITR1HC4 |
|---|---|
| 8-character code | ICRAITR1 |
| Branch code | HC4 |
| Bank | Banco Emiliano Cred.coop |
| Branch | — |
| City | Guastalla |
| Country | Italy |
How the Banco Emiliano Cred.coop SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ICRA Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- R1 Location code
- 2 characters for the city or region of the head office.
- HC4 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code ICRAITR1HC4?
ICRAITR1HC4 identifies Banco Emiliano Cred.coop, a unit of Banco Emiliano Cred.coop in Guastalla, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
Can I use ICRAITR1 instead of ICRAITR1HC4?
ICRAITR1 is the main office of Banco Emiliano Cred.coop, while ICRAITR1HC4 points to Banco Emiliano Cred.coop. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention ICRAITR1HC4.
What happens if I use ICRAITR1HC4 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check ICRAITR1HC4 against the details from Banco Emiliano Cred.coop before sending.
Does Banco Emiliano Cred.coop have more SWIFT/BIC codes?
Yes – we list 18 SWIFT/BIC codes for Banco Emiliano Cred.coop in Italy. You can see them all on the bank page.
What does each part of ICRAITR1HC4 stand for?
ICRA is the bank code of Banco Emiliano Cred.coop, IT is the ISO code of Italy, R1 is the code for the city or region and HC4 is the code of the department Banco Emiliano Cred.coop.
Do I need ICRAITR1HC4 to send euros to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need ICRAITR1HC4.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.