SWIFT/BIC code ICRAITR1HC5
ICRAITR1HC5 belongs to Banco Emiliano Cred.coop in Guastalla, Italy.
Code details
| SWIFT/BIC code | ICRAITR1HC5 |
|---|---|
| 8-character code | ICRAITR1 |
| Branch code | HC5 |
| Bank | Banco Emiliano Cred.coop |
| Branch | — |
| City | Guastalla |
| Country | Italy |
The way the Banco Emiliano Cred.coop SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ICRA Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- R1 Location code
- 2 characters for the city or region of the head office.
- HC5 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC ICRAITR1HC5?
ICRAITR1HC5 identifies Banco Emiliano Cred.coop, part of Banco Emiliano Cred.coop in Guastalla, Italy. Use this branch code only when the account is held at this specific branch.
What does each part of ICRAITR1HC5 stand for?
ICRA is the bank code of Banco Emiliano Cred.coop, IT stands for Italy, R1 is the location code and HC5 is the code of the branch Banco Emiliano Cred.coop.
What happens if I use ICRAITR1HC5 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check ICRAITR1HC5 with the recipient before you confirm.
How long does a transfer to Banco Emiliano Cred.coop take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Do I need ICRAITR1HC5 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need ICRAITR1HC5.
What is the best way to send money to Banco Emiliano Cred.coop?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.