SWIFT/BIC code IOBAINBB044
IOBAINBB044 belongs to Indian Overseas Bank in Thanjavur, India.
Code details
| SWIFT/BIC code | IOBAINBB044 |
|---|---|
| 8-character code | IOBAINBB |
| Branch code | 044 |
| Bank | Indian Overseas Bank |
| Branch | Kumbakonam |
| City | Thanjavur |
| Country | India |
How the Indian Overseas Bank SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- IOBA Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- BB Location code
- 2 characters for the city or region of the head office.
- 044 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code IOBAINBB044?
IOBAINBB044 identifies Kumbakonam, part of Indian Overseas Bank in Thanjavur, India. Only use it if the account is held at this specific branch.
What does each part of IOBAINBB044 stand for?
IOBA is the institution code of Indian Overseas Bank, IN is the ISO code of India, BB is the location code and 044 identifies the branch Kumbakonam.
What happens if I use IOBAINBB044 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check IOBAINBB044 against the details from Indian Overseas Bank before sending.
How long does a transfer to Indian Overseas Bank take?
An international SWIFT transfer typically takes 2–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker than a bank.
What is the cheapest way to send money to Indian Overseas Bank?
Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Indian Rupee with specialist providers before you send – the difference can be large.
What do I need for a transfer to an account at Indian Overseas Bank?
You need the SWIFT/BIC code IOBAINBB044, the account number or IBAN of the recipient, their full name and address. India uses international SWIFT transfers, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.