SWIFT/BIC code IOBAINBB048

IOBAINBB048 belongs to Indian Overseas Bank in Chennai (Madras), India.

IOBAINBB048

Code details

SWIFT/BIC codeIOBAINBB048
8-character codeIOBAINBB
Branch code048
BankIndian Overseas Bank
BranchEsplanade Branch
CityChennai (Madras)
CountryIndia

The way the Indian Overseas Bank SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

IOBA Bank code
4 letters that identify the bank.
IN Country code
2 letters for the country (ISO 3166).
BB Location code
2 characters for the city or region of the head office.
048 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC IOBAINBB048?

IOBAINBB048 is the SWIFT/BIC code of Esplanade Branch, part of Indian Overseas Bank in Chennai (Madras), India. Only use it if the recipient or their bank explicitly asks for it.

What is the best way to send money to Indian Overseas Bank in India?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Indian Rupee with transfer services before you send – the difference can be large.

Which details do I need to send money to an account at Indian Overseas Bank?

Have ready the SWIFT/BIC code IOBAINBB048, the account number or IBAN of the recipient, their full name and address. India uses international SWIFT transfers, so the BIC is required.

How long does a transfer to Indian Overseas Bank take?

A SWIFT payment typically takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker than a bank.

Has Indian Overseas Bank got more SWIFT/BIC codes?

Yes – our database contains 126 SWIFT/BIC codes for Indian Overseas Bank in India. You can see them all on the bank page.

What does each part of IOBAINBB048 stand for?

IOBA is the bank code of Indian Overseas Bank, IN stands for India, BB is the code for the city or region and 048 identifies the department Esplanade Branch.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.