SWIFT/BIC code IOBAINBB478
IOBAINBB478 belongs to Indian Overseas Bank in Kanpur, India.
Code details
| SWIFT/BIC code | IOBAINBB478 |
|---|---|
| 8-character code | IOBAINBB |
| Branch code | 478 |
| Bank | Indian Overseas Bank |
| Branch | Mall Road |
| City | Kanpur |
| Country | India |
How the Indian Overseas Bank SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- IOBA Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- BB Location code
- 2 characters for the city or region of the head office.
- 478 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC IOBAINBB478?
IOBAINBB478 identifies Mall Road, a unit of Indian Overseas Bank in Kanpur, India. Only use it if the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Indian Overseas Bank in India?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Indian Rupee with transfer services before you send – the difference can be large.
What do I need for a transfer to an account at Indian Overseas Bank?
You need the SWIFT/BIC code IOBAINBB478, the account number or IBAN of the recipientand the name of the account holder. India is not part of SEPA, so always include the BIC.
What happens if I use IOBAINBB478 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check IOBAINBB478 against the details from Indian Overseas Bank before you confirm.
Can I use IOBAINBB instead of IOBAINBB478?
IOBAINBB is the head office of Indian Overseas Bank, while IOBAINBB478 points to Mall Road. Most international transfers work with the head office code, yet use IOBAINBB478 if the recipient asks for it.
How long does it take to send money to Indian Overseas Bank?
A SWIFT payment usually takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.