SWIFT/BIC code IOBAINBBS92
IOBAINBBS92 belongs to Indian Overseas Bank in Ludhiana, India.
Code details
| SWIFT/BIC code | IOBAINBBS92 |
|---|---|
| 8-character code | IOBAINBB |
| Branch code | S92 |
| Bank | Indian Overseas Bank |
| Branch | Specialized Mid Corporate Ludhiana |
| City | Ludhiana |
| Country | India |
The way the Indian Overseas Bank SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- IOBA Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- BB Location code
- 2 characters for the city or region of the head office.
- S92 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC IOBAINBBS92?
IOBAINBBS92 identifies Specialized Mid Corporate Ludhiana, a branch or department of Indian Overseas Bank in Ludhiana, India. Use this branch code only when the recipient or their bank explicitly asks for it.
What do the letters in IOBAINBBS92 stand for?
IOBA is the institution code of Indian Overseas Bank, IN is the ISO code of India, BB is the code for the city or region and S92 is the code of the department Specialized Mid Corporate Ludhiana.
What is the best way to send money to Indian Overseas Bank?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Indian Rupee with specialist providers before you send.
How long does a transfer to Indian Overseas Bank take in India?
A SWIFT payment typically takes 2–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.
What do I need for a transfer to an account at Indian Overseas Bank?
You need the SWIFT/BIC code IOBAINBBS92, the IBAN or local account number of the recipient, their full name and address. India is not part of SEPA, so always include the BIC.
What happens if I enter IOBAINBBS92 with a typo?
The payment may be delayed, returned or charged extra fees. Double-check IOBAINBBS92 against the details from Indian Overseas Bank before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.