SWIFT/BIC code IOBAINBBT09

IOBAINBBT09 belongs to Indian Overseas Bank in Manipal, India.

IOBAINBBT09

Code details

SWIFT/BIC codeIOBAINBBT09
8-character codeIOBAINBB
Branch codeT09
BankIndian Overseas Bank
BranchAuthorised Dealer
CityManipal
CountryIndia

How the Indian Overseas Bank SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

IOBA Bank code
4 letters that identify the bank.
IN Country code
2 letters for the country (ISO 3166).
BB Location code
2 characters for the city or region of the head office.
T09 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code IOBAINBBT09?

IOBAINBBT09 identifies Authorised Dealer, a branch or department of Indian Overseas Bank in Manipal, India. Use this branch code only when the account is held at this specific branch.

What happens if I use IOBAINBBT09 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check IOBAINBBT09 with the recipient before you confirm.

What is the cheapest way to send money to Indian Overseas Bank in India?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Indian Rupee with transfer services before you send.

How long does it take to send money to Indian Overseas Bank in India?

An international SWIFT transfer typically takes 1–5 business days, depending on intermediary banks and cut-off times. Money transfer services are often faster than a bank.

Can I use IOBAINBB instead of IOBAINBBT09?

IOBAINBB points to the head office of Indian Overseas Bank, while IOBAINBBT09 is Authorised Dealer. Most international transfers work with the head office code, but use IOBAINBBT09 if the recipient asks for it.

What do the letters in IOBAINBBT09 stand for?

IOBA is the institution code of Indian Overseas Bank, IN is the ISO code of India, BB is the code for the city or region and T09 is the code of the department Authorised Dealer.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.