SWIFT/BIC code KARUPHM1XXX

KARUPHM1XXX belongs to Bangko Kabayan (A Rural Bank) Inc. in Batangas, Philippines.

KARUPHM1XXX

Code details

SWIFT/BIC codeKARUPHM1XXX
8-character codeKARUPHM1
Branch codeXXX
BankBangko Kabayan (A Rural Bank) Inc.
BranchHead office
CityBatangas
CountryPhilippines

The way the Bangko Kabayan (A Rural Bank) Inc. SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

KARU Bank code
4 letters that identify the bank.
PH Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT/BIC code KARUPHM1XXX?

KARUPHM1XXX is the SWIFT/BIC code of the head office of Bangko Kabayan (A Rural Bank) Inc. in Batangas, Philippines. It is the code to use when a payment to Bangko Kabayan (A Rural Bank) Inc. does not need a specific branch.

What do the letters in KARUPHM1XXX mean?

KARU is the bank code of Bangko Kabayan (A Rural Bank) Inc., PH is the ISO code of Philippines, M1 is the code for the city or region and XXX means the head office.

What do I need for a transfer to an account at Bangko Kabayan (A Rural Bank) Inc.?

Have ready the SWIFT/BIC code KARUPHM1XXX, the account number or IBAN of the recipientand the name of the account holder. Philippines is not part of SEPA, so the BIC is required.

Are KARUPHM1 and KARUPHM1XXX the same code?

Yes, they are. KARUPHM1 is the short version of KARUPHM1XXX. XXX simply means head office, so either version routes your payment to Bangko Kabayan (A Rural Bank) Inc. in Batangas.

How long does it take to send money to Bangko Kabayan (A Rural Bank) Inc. in Philippines?

An international SWIFT transfer typically takes 2–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster than a bank.

Does Bangko Kabayan (A Rural Bank) Inc. use only one SWIFT/BIC code?

Yes, KARUPHM1XXX is the single SWIFT/BIC code listed for Bangko Kabayan (A Rural Bank) Inc. in Philippines, so there is no branch code to choose.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.