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SWIFT/BIC code LOYDGB21604

LOYDGB21604 belongs to Lloyds Bank PLC in Smethwick, United Kingdom.

LOYDGB21604

Code details

SWIFT/BIC codeLOYDGB21604
8-character codeLOYDGB21
Branch code604
BankLloyds Bank PLC
BranchSmethwick - 309777
CitySmethwick
CountryUnited Kingdom

The way the Lloyds Bank PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
604 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code LOYDGB21604?

LOYDGB21604 identifies Smethwick - 309777, a branch or department of Lloyds Bank PLC in Smethwick, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use LOYDGB21604 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check LOYDGB21604 against the details from Lloyds Bank PLC before you confirm.

Do I need LOYDGB21604 to send euros to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need LOYDGB21604.

How long does a transfer to Lloyds Bank PLC take?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What does each part of LOYDGB21604 mean?

LOYD is the institution code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and 604 identifies the branch Smethwick - 309777.

What is the cheapest way to send money to Lloyds Bank PLC?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in British Pound with specialist providers before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.