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SWIFT/BIC code LOYDGB21H46

LOYDGB21H46 belongs to Lloyds Bank PLC in Ceredigion, United Kingdom.

LOYDGB21H46

Code details

SWIFT/BIC codeLOYDGB21H46
8-character codeLOYDGB21
Branch codeH46
BankLloyds Bank PLC
BranchCardigan - 776504
CityCeredigion
CountryUnited Kingdom

How the Lloyds Bank PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
H46 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC LOYDGB21H46?

LOYDGB21H46 identifies Cardigan - 776504, a unit of Lloyds Bank PLC in Ceredigion, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.

What do the letters in LOYDGB21H46 mean?

LOYD is the bank code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and H46 is the code of the department Cardigan - 776504.

What is the cheapest way to send money to Lloyds Bank PLC in United Kingdom?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with specialist providers before you send – the difference can be large.

Do I need LOYDGB21H46 to send euros to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need LOYDGB21H46.

How long does it take to send money to Lloyds Bank PLC in United Kingdom?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.

What happens if I use LOYDGB21H46 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check LOYDGB21H46 against the details from Lloyds Bank PLC before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.