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SWIFT/BIC code LOYDGB21J31

LOYDGB21J31 belongs to Lloyds Bank PLC in London, United Kingdom.

LOYDGB21J31

Code details

SWIFT/BIC codeLOYDGB21J31
8-character codeLOYDGB21
Branch codeJ31
BankLloyds Bank PLC
BranchStreatham - 779130
CityLondon
CountryUnited Kingdom

How the Lloyds Bank PLC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
J31 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code LOYDGB21J31?

LOYDGB21J31 identifies Streatham - 779130, a unit of Lloyds Bank PLC in London, United Kingdom. Use this branch code only when the account is held at this specific branch.

Can I use LOYDGB21 instead of LOYDGB21J31?

LOYDGB21 points to the main office of Lloyds Bank PLC, while LOYDGB21J31 is Streatham - 779130. Most international transfers work with the head office code, but use LOYDGB21J31 if the recipient asks for it.

Do I need LOYDGB21J31 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need LOYDGB21J31.

How long does a transfer to Lloyds Bank PLC take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Does Lloyds Bank PLC have more SWIFT/BIC codes?

Yes – our database contains 1646 SWIFT/BIC codes for Lloyds Bank PLC in United Kingdom. All of them are listed on the page of Lloyds Bank PLC.

What happens if I use LOYDGB21J31 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check LOYDGB21J31 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.