SWIFT/BIC code LOYDGB21J78
LOYDGB21J78 belongs to Lloyds Bank PLC in Luton, United Kingdom.
Code details
| SWIFT/BIC code | LOYDGB21J78 |
|---|---|
| 8-character code | LOYDGB21 |
| Branch code | J78 |
| Bank | Lloyds Bank PLC |
| Branch | George St Luton - 309528 |
| City | Luton |
| Country | United Kingdom |
The way the Lloyds Bank PLC SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- LOYD Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- J78 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code LOYDGB21J78?
LOYDGB21J78 is the SWIFT/BIC code of George St Luton - 309528, part of Lloyds Bank PLC in Luton, United Kingdom. Use this branch code only when the account is held at this specific branch.
What does each part of LOYDGB21J78 stand for?
LOYD is the bank code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and J78 identifies the branch George St Luton - 309528.
How long does it take to send money to Lloyds Bank PLC?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need LOYDGB21J78 to send euros to United Kingdom?
United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need LOYDGB21J78.
What is the cheapest way to send money to Lloyds Bank PLC?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with transfer services before you send – the difference can be large.
Can I use LOYDGB21 instead of LOYDGB21J78?
LOYDGB21 is the head office of Lloyds Bank PLC, while LOYDGB21J78 is George St Luton - 309528. Most international transfers work with the head office code, but use LOYDGB21J78 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.