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SWIFT/BIC code LOYDGB21K20

LOYDGB21K20 belongs to Lloyds Bank PLC in London, United Kingdom.

LOYDGB21K20

Code details

SWIFT/BIC codeLOYDGB21K20
8-character codeLOYDGB21
Branch codeK20
BankLloyds Bank PLC
BranchCheapside - 779165
CityLondon
CountryUnited Kingdom

The way the Lloyds Bank PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
K20 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC LOYDGB21K20?

LOYDGB21K20 is the SWIFT/BIC code of Cheapside - 779165, a branch or department of Lloyds Bank PLC in London, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of LOYDGB21K20 stand for?

LOYD is the institution code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the code for the city or region and K20 identifies the department Cheapside - 779165.

What happens if I enter LOYDGB21K20 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check LOYDGB21K20 with the recipient before sending.

Can I use LOYDGB21 instead of LOYDGB21K20?

LOYDGB21 is the head office of Lloyds Bank PLC, while LOYDGB21K20 points to Cheapside - 779165. Most international transfers work with the head office code, but use LOYDGB21K20 if the recipient asks for it.

Do I need LOYDGB21K20 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need LOYDGB21K20.

How long does a transfer to Lloyds Bank PLC take?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.