SWIFT/BIC code LOYDGB21L04

LOYDGB21L04 belongs to Lloyds Bank PLC in Peterborough, United Kingdom.

LOYDGB21L04

Code details

SWIFT/BIC codeLOYDGB21L04
8-character codeLOYDGB21
Branch codeL04
BankLloyds Bank PLC
BranchWestgate Peterborough - 777233
CityPeterborough
CountryUnited Kingdom

The way the Lloyds Bank PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
L04 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code LOYDGB21L04?

LOYDGB21L04 identifies Westgate Peterborough - 777233, a unit of Lloyds Bank PLC in Peterborough, United Kingdom. Only use it if the account is held at this specific branch.

What happens if I use LOYDGB21L04 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check LOYDGB21L04 with the recipient before you confirm.

Do I need LOYDGB21L04 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need LOYDGB21L04.

How long does it take to send money to Lloyds Bank PLC in United Kingdom?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What is the cheapest way to send money to Lloyds Bank PLC?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in British Pound with specialist providers before you send – the difference can be large.

Can I use LOYDGB21 instead of LOYDGB21L04?

LOYDGB21 is the head office of Lloyds Bank PLC, while LOYDGB21L04 is Westgate Peterborough - 777233. For a normal transfer the head office code is usually fine, but use LOYDGB21L04 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.