SWIFT/BIC code LOYDGB21N48

LOYDGB21N48 belongs to Lloyds Bank PLC in Billericay, United Kingdom.

LOYDGB21N48

Code details

SWIFT/BIC codeLOYDGB21N48
8-character codeLOYDGB21
Branch codeN48
BankLloyds Bank PLC
BranchBillericay - 771316
CityBillericay
CountryUnited Kingdom

How the Lloyds Bank PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
N48 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code LOYDGB21N48?

LOYDGB21N48 identifies Billericay - 771316, part of Lloyds Bank PLC in Billericay, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in LOYDGB21N48 mean?

LOYD is the bank code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the code for the city or region and N48 is the code of the department Billericay - 771316.

Do I need LOYDGB21N48 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need LOYDGB21N48.

How long does it take to send money to Lloyds Bank PLC?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What is the best way to send money to Lloyds Bank PLC in United Kingdom?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with specialist providers before you send – the difference can be large.

What happens if I use LOYDGB21N48 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check LOYDGB21N48 against the details from Lloyds Bank PLC before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.