SWIFT/BIC code LOYDGB21W05

LOYDGB21W05 belongs to Lloyds Bank PLC in Croydon, United Kingdom.

LOYDGB21W05

Code details

SWIFT/BIC codeLOYDGB21W05
8-character codeLOYDGB21
Branch codeW05
BankLloyds Bank PLC
BranchCroydon Central - 773001
CityCroydon
CountryUnited Kingdom

How the Lloyds Bank PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
W05 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC LOYDGB21W05?

The code LOYDGB21W05 belongs to Croydon Central - 773001, a branch or department of Lloyds Bank PLC in Croydon, United Kingdom. Use this branch code only when the account is held at this specific branch.

How long does a transfer to Lloyds Bank PLC take in United Kingdom?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Do I need LOYDGB21W05 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need LOYDGB21W05.

What is the cheapest way to send money to Lloyds Bank PLC?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in British Pound with transfer services before you send.

What does each part of LOYDGB21W05 stand for?

LOYD is the bank code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and W05 is the code of the department Croydon Central - 773001.

What happens if I use LOYDGB21W05 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check LOYDGB21W05 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.