SWIFT/BIC code LOYDGB21W32

LOYDGB21W32 belongs to Lloyds Bank PLC in Epsom, United Kingdom.

LOYDGB21W32

Code details

SWIFT/BIC codeLOYDGB21W32
8-character codeLOYDGB21
Branch codeW32
BankLloyds Bank PLC
BranchEpsom - 773010
CityEpsom
CountryUnited Kingdom

How the Lloyds Bank PLC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
W32 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code LOYDGB21W32?

LOYDGB21W32 is the SWIFT/BIC code of Epsom - 773010, a branch or department of Lloyds Bank PLC in Epsom, United Kingdom. Only use it if the account is held at this specific branch.

Can I use LOYDGB21 instead of LOYDGB21W32?

LOYDGB21 points to the main office of Lloyds Bank PLC, while LOYDGB21W32 is Epsom - 773010. For a normal transfer the head office code is usually fine, yet use LOYDGB21W32 if the recipient asks for it.

What happens if I use LOYDGB21W32 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check LOYDGB21W32 with the recipient before you confirm.

What do the letters in LOYDGB21W32 mean?

LOYD is the institution code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and W32 identifies the branch Epsom - 773010.

How long does a transfer to Lloyds Bank PLC take?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Do I need LOYDGB21W32 to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need LOYDGB21W32.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.