SWIFT/BIC code LOYDGB21Y97
LOYDGB21Y97 belongs to Lloyds Bank PLC in Birmingham, United Kingdom.
Code details
| SWIFT/BIC code | LOYDGB21Y97 |
|---|---|
| 8-character code | LOYDGB21 |
| Branch code | Y97 |
| Bank | Lloyds Bank PLC |
| Branch | Unpaid Disputes - 306500 |
| City | Birmingham |
| Country | United Kingdom |
The way the Lloyds Bank PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- LOYD Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- Y97 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC LOYDGB21Y97?
LOYDGB21Y97 identifies Unpaid Disputes - 306500, a unit of Lloyds Bank PLC in Birmingham, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.
How long does a transfer to Lloyds Bank PLC take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What happens if I enter LOYDGB21Y97 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check LOYDGB21Y97 against the details from Lloyds Bank PLC before sending.
Do I need LOYDGB21Y97 for a euro transfer to United Kingdom?
United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need LOYDGB21Y97.
What do the letters in LOYDGB21Y97 stand for?
LOYD is the institution code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and Y97 identifies the branch Unpaid Disputes - 306500.
What is the best way to send money to Lloyds Bank PLC in United Kingdom?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in British Pound with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.