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SWIFT/BIC code LOYDGB21Z03

LOYDGB21Z03 belongs to Lloyds Bank PLC in Birmingham, United Kingdom.

LOYDGB21Z03

Code details

SWIFT/BIC codeLOYDGB21Z03
8-character codeLOYDGB21
Branch codeZ03
BankLloyds Bank PLC
BranchBirmingham Sc - 306273
CityBirmingham
CountryUnited Kingdom

How the Lloyds Bank PLC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
Z03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC LOYDGB21Z03?

LOYDGB21Z03 identifies Birmingham Sc - 306273, part of Lloyds Bank PLC in Birmingham, United Kingdom. Only use it if the account is held at this specific branch.

What happens if I enter LOYDGB21Z03 with a typo?

The payment may be delayed, returned or charged extra fees. Always check LOYDGB21Z03 against the details from Lloyds Bank PLC before you confirm.

What does each part of LOYDGB21Z03 mean?

LOYD is the institution code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and Z03 is the code of the department Birmingham Sc - 306273.

Do I need LOYDGB21Z03 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need LOYDGB21Z03.

How long does a transfer to Lloyds Bank PLC take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Can I use LOYDGB21 instead of LOYDGB21Z03?

LOYDGB21 points to the main office of Lloyds Bank PLC, while LOYDGB21Z03 points to Birmingham Sc - 306273. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention LOYDGB21Z03.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.