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SWIFT/BIC code LOYDGB21Z43

LOYDGB21Z43 belongs to Lloyds Bank PLC in Cheltenham, United Kingdom.

LOYDGB21Z43

Code details

SWIFT/BIC codeLOYDGB21Z43
8-character codeLOYDGB21
Branch codeZ43
BankLloyds Bank PLC
BranchPrivate Banking Cheltenham - 302858
CityCheltenham
CountryUnited Kingdom

The way the Lloyds Bank PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
Z43 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code LOYDGB21Z43?

LOYDGB21Z43 identifies Private Banking Cheltenham - 302858, a branch or department of Lloyds Bank PLC in Cheltenham, United Kingdom. Only use it if the account is held at this specific branch.

Has Lloyds Bank PLC got more SWIFT/BIC codes?

Yes – we list 1646 SWIFT/BIC codes for Lloyds Bank PLC in United Kingdom. You can see them all on the bank page.

What happens if I enter LOYDGB21Z43 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check LOYDGB21Z43 with the recipient before sending.

What does each part of LOYDGB21Z43 stand for?

LOYD is the institution code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and Z43 identifies the department Private Banking Cheltenham - 302858.

Can I use LOYDGB21 instead of LOYDGB21Z43?

LOYDGB21 points to the head office of Lloyds Bank PLC, while LOYDGB21Z43 points to Private Banking Cheltenham - 302858. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention LOYDGB21Z43.

Do I need LOYDGB21Z43 to send euros to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need LOYDGB21Z43.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.