SWIFT/BIC code LOYDGB21Z98

LOYDGB21Z98 belongs to Lloyds Bank PLC in Bristol, United Kingdom.

LOYDGB21Z98

Code details

SWIFT/BIC codeLOYDGB21Z98
8-character codeLOYDGB21
Branch codeZ98
BankLloyds Bank PLC
BranchCcm Cats e and W Os (309359
CityBristol
CountryUnited Kingdom

How the Lloyds Bank PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LOYD Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
Z98 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code LOYDGB21Z98?

LOYDGB21Z98 identifies Ccm Cats e and W Os (309359, part of Lloyds Bank PLC in Bristol, United Kingdom. Use this branch code only when the account is held at this specific branch.

What do the letters in LOYDGB21Z98 stand for?

LOYD is the institution code of Lloyds Bank PLC, GB stands for United Kingdom, 21 is the location code and Z98 identifies the department Ccm Cats e and W Os (309359.

Do I need LOYDGB21Z98 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need LOYDGB21Z98.

How long does it take to send money to Lloyds Bank PLC in United Kingdom?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.

What is the cheapest way to send money to Lloyds Bank PLC in United Kingdom?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in British Pound with specialist providers before you send – the difference can be large.

What happens if I enter LOYDGB21Z98 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check LOYDGB21Z98 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.