SWIFT/BIC code MRALPHMMXXX

MRALPHMMXXX belongs to Manila Electric Company in Pasig City, Philippines.

MRALPHMMXXX

Code details

SWIFT/BIC codeMRALPHMMXXX
8-character codeMRALPHMM
Branch codeXXX
BankManila Electric Company
BranchHead office
CityPasig City
CountryPhilippines

How the Manila Electric Company SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

MRAL Bank code
4 letters that identify the bank.
PH Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses BIC MRALPHMMXXX?

The code MRALPHMMXXX belongs to the headquarters of Manila Electric Company in Pasig City, Philippines. It is the code to use when you send money to an account at Manila Electric Company.

Is MRALPHMM and MRALPHMMXXX the same code?

Yes. MRALPHMM is the short version of MRALPHMMXXX. The XXX at the end only means head office, so either version routes your payment to Manila Electric Company in Pasig City.

What happens if I use MRALPHMMXXX with a typo?

The payment may be delayed, returned or charged extra fees. Double-check MRALPHMMXXX with the recipient before sending.

Which details do I need for a transfer to an account at Manila Electric Company?

You need the SWIFT/BIC code MRALPHMMXXX, the account number or IBAN of the recipient, their full name and address. Philippines is not part of SEPA, so always include the BIC.

What does each part of MRALPHMMXXX stand for?

MRAL is the bank code of Manila Electric Company, PH stands for Philippines, MM is the code for the city or region and XXX means the head office.

How long does it take to send money to Manila Electric Company?

An international SWIFT transfer usually takes 1–5 business days, depending on correspondent banks and time zones. Money transfer services are often faster than a bank.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.