SWIFT/BIC code PHAREGCAXXX
PHAREGCAXXX belongs to Pharos Securities in Cairo, Egypt.
Code details
| SWIFT/BIC code | PHAREGCAXXX |
|---|---|
| 8-character code | PHAREGCA |
| Branch code | XXX |
| Bank | Pharos Securities |
| Branch | Head office |
| City | Cairo |
| Country | Egypt |
The way the Pharos Securities SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PHAR Bank code
- 4 letters that identify the bank.
- EG Country code
- 2 letters for the country (ISO 3166).
- CA Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code PHAREGCAXXX?
The code PHAREGCAXXX belongs to the main office of Pharos Securities in Cairo, Egypt. Use it when you send money to an account at Pharos Securities.
How long does a transfer to Pharos Securities take in Egypt?
An international SWIFT transfer usually takes 1–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often quicker and cheaper.
Is PHAREGCA and PHAREGCAXXX the same SWIFT code?
Yes, they are. PHAREGCA is the 8-character version of PHAREGCAXXX. The XXX at the end only refers to the head office, so either version routes your payment to Pharos Securities in Cairo.
What happens if I use PHAREGCAXXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check PHAREGCAXXX with the recipient before sending.
What does each part of PHAREGCAXXX mean?
PHAR is the institution code of Pharos Securities, EG stands for Egypt, CA is the location code and XXX means the head office.
Which details do I need for a transfer to an account at Pharos Securities?
Have ready the SWIFT/BIC code PHAREGCAXXX, the IBAN or local account number of the recipientand the name of the account holder. Egypt is not part of SEPA, so the BIC is required.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.