SWIFT/BIC codes in Egypt

Bank SWIFT codes for Egypt

On this page you find codes for 82 banks in Egypt – 1276 codes altogether. Every code identifies an institution or a specific branch or department.

Every bank has its own page showing its main code and, where available, codes for branches and departments. Further down you can read how codes from Egypt are built, how to send money there at a fair price and how to check a code before you pay.

The largest SWIFT network in Egypt: National Bank of Egypt

Of the 82 banks we list for Egypt, National Bank of Egypt is listed with the most SWIFT codes. The head office uses NBEGEGCXXXX – the code most transfers need.

Banks differ in whether they register branch codes, so the count is not a ranking of size. Paying someone at National Bank of Egypt? Go with NBEGEGCXXXX unless the recipient gives you a branch code.

Why a transfer to Egypt needs a SWIFT code

To pay into Egypt you almost always need a SWIFT/BIC code. Without the BIC, most banks cannot process the transfer.

In some countries, accounts are identified by a local account number rather than an IBAN, sometimes with an extra bank or branch code. Ask the recipient which details their bank needs for payments from abroad; banks often publish instructions for this. SWIFT payments sometimes go via correspondent banks and fees can be taken along the way.

How long does a transfer to Egypt take?

There is no fixed delivery time for payments to Egypt: many land the same day or the next while others need several business days. Public holidays in either country add extra days, because banks do not process payments on those days.

When a payment takes longer than expected, the sender should contact their own bank. Specialist transfer services often show tracking online, which makes it easier to see where the money is.

The cheapest way to send money to Egypt

A bank transfer to Egypt often costs rather more than you think. On top of the fee, intermediary banks can deduct a charge and, if currencies are converted, the bank often uses a less favourable rate than the real market rate.

The real cost is often in the rate, not in the fee – the bank builds a margin into its rate. Compare the rate you are offered against the mid-market rate; the gap is what conversion costs you.

Specialised transfer providers often offer rates closer to the mid-market rate and lower fees. GoldexPay lists transfer services next to each other, showing what actually arrives in Egypt for the same amount sent.

What a sender needs to pay you in Egypt

A sender in another country will ask for a few details from you. In practice that means: your name as your bank knows it, your IBAN or account number, the SWIFT/BIC code of your bank and usually your postal address.

The code of your bank is in our list, yet the version on your own statement or in your banking app is leading. Some banks may also want the name and address of your bank, so keep it at hand.

What lands in your account can be less than what was sent. Charges on incoming payments vary per bank; check the price list of your bank. Make clear with the sender who pays which costs.

How reliable is this list?

Ask the recipient to send you the account details directly from their online banking. When the code you were given differs from the code listed here, stop and ask.

Our SWIFT/BIC directory is compiled from public sources and is updated regularly. Institutions reorganise, change names and change codes, and no directory catches every change immediately. Before a payment that matters, check the code with the recipient’s bank. GoldexPay is not a bank and is not affiliated with the banks listed.

Be wary of invoices with a new account – a common fraud method. A valid BIC tells you nothing about whether a request is genuine: criminals use real codes too.

How SWIFT codes from Egypt are built

A SWIFT code is 8 or 11 characters long and follows a fixed pattern. Characters one to four identify the bank, the fifth and sixth characters form the country code and characters seven and eight give the location.

No matter which bank, every code from Egypt share the same country code in positions five and six. When those two letters do not match Egypt, the code belongs to a bank in another country – worth double-checking.

The long version ends in three characters for a branch – XXX stands for the head office. In most cases the head office code is fine unless the recipient asks for a specific branch.