SWIFT/BIC code PHCBPHMCXXX

PHCBPHMCXXX belongs to Bangko Sentral Ng Pilipinas in Manila, Philippines.

PHCBPHMCXXX

Code details

SWIFT/BIC codePHCBPHMCXXX
8-character codePHCBPHMC
Branch codeXXX
BankBangko Sentral Ng Pilipinas
BranchHead office
CityManila
CountryPhilippines

The way the Bangko Sentral Ng Pilipinas SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PHCB Bank code
4 letters that identify the bank.
PH Country code
2 letters for the country (ISO 3166).
MC Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC PHCBPHMCXXX?

PHCBPHMCXXX identifies the head office of Bangko Sentral Ng Pilipinas in Manila, Philippines. It is the code to use when you send money to an account at Bangko Sentral Ng Pilipinas.

What is the cheapest way to send money to Bangko Sentral Ng Pilipinas in Philippines?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Philippine Peso with transfer services before you send – the difference can be large.

What does each part of PHCBPHMCXXX mean?

PHCB is the institution code of Bangko Sentral Ng Pilipinas, PH stands for Philippines, MC is the location code and XXX means the head office.

Is PHCBPHMC and PHCBPHMCXXX the same SWIFT code?

Yes. PHCBPHMC is the 8-character version of PHCBPHMCXXX. The XXX at the end only means head office, so both will reach Bangko Sentral Ng Pilipinas in Manila.

Which details do I need for a transfer to an account at Bangko Sentral Ng Pilipinas?

You need the SWIFT/BIC code PHCBPHMCXXX, the account number or IBAN of the recipient, their full name and address. Philippines is not part of SEPA, so the BIC is required.

What happens if I enter PHCBPHMCXXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check PHCBPHMCXXX against the details from Bangko Sentral Ng Pilipinas before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.