SWIFT/BIC code PHFLHKH1XXX
PHFLHKH1XXX belongs to Philtrust Finance Limited in Hong Kong, Hong Kong SAR China.
Code details
| SWIFT/BIC code | PHFLHKH1XXX |
|---|---|
| 8-character code | PHFLHKH1 |
| Branch code | XXX |
| Bank | Philtrust Finance Limited |
| Branch | Head office |
| City | Hong Kong |
| Country | Hong Kong SAR China |
The way the Philtrust Finance Limited SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PHFL Bank code
- 4 letters that identify the bank.
- HK Country code
- 2 letters for the country (ISO 3166).
- H1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code PHFLHKH1XXX?
PHFLHKH1XXX identifies the headquarters of Philtrust Finance Limited in Hong Kong, Hong Kong SAR China. Use it when a payment to Philtrust Finance Limited does not need a specific branch.
What do the letters in PHFLHKH1XXX stand for?
PHFL is the bank code of Philtrust Finance Limited, HK is the ISO code of Hong Kong SAR China, H1 is the code for the city or region and XXX means the main office.
Which details do I need for a transfer to an account at Philtrust Finance Limited?
You need the SWIFT/BIC code PHFLHKH1XXX, the account number or IBAN of the recipientand the name of the account holder. Hong Kong SAR China is not part of SEPA, so the BIC is required.
What is the best way to send money to Philtrust Finance Limited in Hong Kong SAR China?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Hong Kong Dollar with transfer services before you send.
How long does a transfer to Philtrust Finance Limited take in Hong Kong SAR China?
A SWIFT payment usually takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
Is PHFLHKH1 and PHFLHKH1XXX the same code?
Yes, they are. PHFLHKH1 is the 8-character version of PHFLHKH1XXX. The XXX at the end only means head office, so either version routes your payment to Philtrust Finance Limited in Hong Kong.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.