SWIFT/BIC code PHHOEGC1XXX
PHHOEGC1XXX belongs to Pharos Holding in Cairo, Egypt.
Code details
| SWIFT/BIC code | PHHOEGC1XXX |
|---|---|
| 8-character code | PHHOEGC1 |
| Branch code | XXX |
| Bank | Pharos Holding |
| Branch | Head office |
| City | Cairo |
| Country | Egypt |
How the Pharos Holding SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PHHO Bank code
- 4 letters that identify the bank.
- EG Country code
- 2 letters for the country (ISO 3166).
- C1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC PHHOEGC1XXX?
The code PHHOEGC1XXX belongs to the head office of Pharos Holding in Cairo, Egypt. Use it when a payment to Pharos Holding does not need a specific branch.
What is the best way to send money to Pharos Holding in Egypt?
Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Egypt with transfer services before you send – the difference can be large.
What do the letters in PHHOEGC1XXX stand for?
PHHO is the institution code of Pharos Holding, EG is the ISO code of Egypt, C1 is the location code and XXX means the main office.
What do I need for a transfer to an account at Pharos Holding?
Have ready the SWIFT/BIC code PHHOEGC1XXX, the IBAN or local account number of the recipient, their full name and address. Egypt is not part of SEPA, so always include the BIC.
Is PHHOEGC1 and PHHOEGC1XXX the same SWIFT code?
Yes, they are. PHHOEGC1 is the 8-character version of PHHOEGC1XXX. XXX simply means head office, so either version routes your payment to Pharos Holding in Cairo.
How long does a transfer to Pharos Holding take in Egypt?
An international SWIFT transfer typically takes 2–5 business days, depending on intermediary banks and cut-off times. Money transfer services are often faster than a bank.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.