SWIFT/BIC code PICHECEQ103
PICHECEQ103 belongs to Banco Pichincha C.a. in Guayaquil, Ecuador.
Code details
| SWIFT/BIC code | PICHECEQ103 |
|---|---|
| 8-character code | PICHECEQ |
| Branch code | 103 |
| Bank | Banco Pichincha C.a. |
| Branch | Domestic Operations |
| City | Guayaquil |
| Country | Ecuador |
The way the Banco Pichincha C.a. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PICH Bank code
- 4 letters that identify the bank.
- EC Country code
- 2 letters for the country (ISO 3166).
- EQ Location code
- 2 characters for the city or region of the head office.
- 103 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code PICHECEQ103?
The code PICHECEQ103 belongs to Domestic Operations, a unit of Banco Pichincha C.a. in Guayaquil, Ecuador. Use this branch code only when the recipient or their bank explicitly asks for it.
What do I need to send money to an account at Banco Pichincha C.a.?
You need the SWIFT/BIC code PICHECEQ103, the IBAN or local account number of the recipientand the name of the account holder. Ecuador is not part of SEPA, so the BIC is required.
What does each part of PICHECEQ103 stand for?
PICH is the institution code of Banco Pichincha C.a., EC stands for Ecuador, EQ is the code for the city or region and 103 identifies the branch Domestic Operations.
How long does a transfer to Banco Pichincha C.a. take?
An international SWIFT transfer usually takes 2–5 business days, depending on intermediary banks and cut-off times. Money transfer services are often quicker and cheaper.
Can I use PICHECEQ instead of PICHECEQ103?
PICHECEQ points to the main office of Banco Pichincha C.a., while PICHECEQ103 points to Domestic Operations. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention PICHECEQ103.
What is the cheapest way to send money to Banco Pichincha C.a. in Ecuador?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in US Dollar with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.