SWIFT/BIC code PICHECEQ104

PICHECEQ104 belongs to Banco Pichincha C.a. in Guayaquil, Ecuador.

PICHECEQ104

Code details

SWIFT/BIC codePICHECEQ104
8-character codePICHECEQ
Branch code104
BankBanco Pichincha C.a.
BranchTreasury and Securities Operations
CityGuayaquil
CountryEcuador

The way the Banco Pichincha C.a. SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PICH Bank code
4 letters that identify the bank.
EC Country code
2 letters for the country (ISO 3166).
EQ Location code
2 characters for the city or region of the head office.
104 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC PICHECEQ104?

The code PICHECEQ104 belongs to Treasury and Securities Operations, part of Banco Pichincha C.a. in Guayaquil, Ecuador. Use this branch code only when the account is held at this specific branch.

How long does it take to send money to Banco Pichincha C.a.?

An international SWIFT transfer usually takes 2–5 business days, because of correspondent banks and time zones. Specialist transfer services are often quicker than a bank.

What is the best way to send money to Banco Pichincha C.a. in Ecuador?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in US Dollar with specialist providers before you send.

Which details do I need for a transfer to an account at Banco Pichincha C.a.?

You need the SWIFT/BIC code PICHECEQ104, the account number or IBAN of the recipientand the name of the account holder. Ecuador uses international SWIFT transfers, so always include the BIC.

What happens if I enter PICHECEQ104 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check PICHECEQ104 with the recipient before sending.

Can I use PICHECEQ instead of PICHECEQ104?

PICHECEQ points to the main office of Banco Pichincha C.a., while PICHECEQ104 is Treasury and Securities Operations. For a normal transfer the head office code is usually fine, yet use PICHECEQ104 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.