SWIFT/BIC code POCIITM1089
POCIITM1089 belongs to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Pavia, Italy.
Code details
| SWIFT/BIC code | POCIITM1089 |
|---|---|
| 8-character code | POCIITM1 |
| Branch code | 089 |
| Bank | Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) |
| Branch | Pavia Cravino |
| City | Pavia |
| Country | Italy |
The way the Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- POCI Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 089 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code POCIITM1089?
The code POCIITM1089 belongs to Pavia Cravino, a branch or department of Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Pavia, Italy. Use this branch code only when the account is held at this specific branch.
What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.)?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
What does each part of POCIITM1089 mean?
POCI is the institution code of Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.), IT stands for Italy, M1 is the location code and 089 is the code of the branch Pavia Cravino.
What happens if I enter POCIITM1089 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check POCIITM1089 with the recipient before you confirm.
How long does it take to send money to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.)?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.
Do I need POCIITM1089 for a euro transfer to Italy?
Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need POCIITM1089.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.