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SWIFT/BIC code POCIITM1097

POCIITM1097 belongs to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Giussago, Italy.

POCIITM1097

Code details

SWIFT/BIC codePOCIITM1097
8-character codePOCIITM1
Branch code097
BankUbi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.)
BranchGiussago
CityGiussago
CountryItaly

The way the Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

POCI Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
097 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code POCIITM1097?

POCIITM1097 is the SWIFT/BIC code of Giussago, a unit of Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Giussago, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need POCIITM1097 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need POCIITM1097.

What happens if I use POCIITM1097 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check POCIITM1097 against the details from Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) before sending.

How long does it take to send money to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.)?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What is the best way to send money to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.)?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

Can I use POCIITM1 instead of POCIITM1097?

POCIITM1 is the main office of Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.), while POCIITM1097 is Giussago. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention POCIITM1097.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.