SWIFT/BIC code POCIITM1145
POCIITM1145 belongs to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Reggio Nell'emilia, Italy.
Code details
| SWIFT/BIC code | POCIITM1145 |
|---|---|
| 8-character code | POCIITM1 |
| Branch code | 145 |
| Bank | Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) |
| Branch | Reggio Emilia |
| City | Reggio Nell'emilia |
| Country | Italy |
The way the Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- POCI Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 145 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC POCIITM1145?
The code POCIITM1145 belongs to Reggio Emilia, part of Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Reggio Nell'emilia, Italy. Only use it if the account is held at this specific branch.
What happens if I enter POCIITM1145 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check POCIITM1145 with the recipient before you confirm.
What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.)?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.
How long does a transfer to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) take in Italy?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Do I need POCIITM1145 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need POCIITM1145.
Can I use POCIITM1 instead of POCIITM1145?
POCIITM1 points to the head office of Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.), while POCIITM1145 is Reggio Emilia. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention POCIITM1145.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.