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SWIFT/BIC code POSOIT2104M

POSOIT2104M belongs to Banca Popolare di Sondrio in Villa di Tirano, Italy.

POSOIT2104M

Code details

SWIFT/BIC codePOSOIT2104M
8-character codePOSOIT21
Branch code04M
BankBanca Popolare di Sondrio
BranchVilla di Tirano
CityVilla di Tirano
CountryItaly

The way the Banca Popolare di Sondrio SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

POSO Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
04M Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code POSOIT2104M?

The code POSOIT2104M belongs to Villa di Tirano, a unit of Banca Popolare di Sondrio in Villa di Tirano, Italy. Use this branch code only when the account is held at this specific branch.

What happens if I enter POSOIT2104M incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check POSOIT2104M against the details from Banca Popolare di Sondrio before you confirm.

What is the best way to send money to Banca Popolare di Sondrio?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

Do I need POSOIT2104M to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need POSOIT2104M.

How long does a transfer to Banca Popolare di Sondrio take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What do the letters in POSOIT2104M stand for?

POSO is the bank code of Banca Popolare di Sondrio, IT is the ISO code of Italy, 21 is the code for the city or region and 04M is the code of the department Villa di Tirano.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.