Banca Popolare di Sondrio SWIFT/BIC code

The head office of Banca Popolare di Sondrio in Italy uses SWIFT/BIC code POSOIT22XXX. Below you find all 298 codes of this bank, grouped by city.

POSOIT22XXX
Head office · Sondrio · Italy · Short form: POSOIT22

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All SWIFT/BIC codes of Banca Popolare di Sondrio

Sondrio

SWIFT/BICBranch
POSOIT22XXX Head office
POSOIT2105A AG. 1 - Via Bernina
POSOIT2105B AG. 2 - Via Nani
POSOIT2105C AG. 3 - C/O Ospedale Civile
POSOIT2105D AG. 4 - Piazzale Bertacchi
POSOIT2109C Sondrio - AG. 5 Gall. Campello
POSOIT2109D Sondrio - Unita' Virtuale
POSOIT2113I Unita' Sistemi di Pagamento
POSOIT22T2A Francoforte Conto Terzi
POSOIT22T2B Francoforte Etica Fondo Obbligaz.bt
POSOIT22T2C Francoforte Etica Fondo Obbligaz.misto
POSOIT22T2D Francoforte Etica Fondo Bilanciato
POSOIT22T2E Francoforte Etica Fondo Azionario
POSOIT22T2F Francoforte Etica Fondo Rendita Bilanciata

Abbadia Lariana

SWIFT/BICBranch
POSOIT2110F Abbadia Lariana

Abbiategrasso

SWIFT/BICBranch
POSOIT2115L P.zza Garibaldi, 2

Alba

SWIFT/BICBranch
POSOIT2115H Viale Torino, 4

Albiate

SWIFT/BICBranch
POSOIT2107J —

Albosaggia

SWIFT/BICBranch
POSOIT2102A Albosaggia

Alessandria

SWIFT/BICBranch
POSOIT2113Z Alessandria

Aosta

SWIFT/BICBranch
POSOIT2113R Aosta

Aprica

SWIFT/BICBranch
POSOIT2102B Aprica

Ardenno

SWIFT/BICBranch
POSOIT2102C Ardenno

Arona

SWIFT/BICBranch
POSOIT2112Q Arona Branch

Arosio

SWIFT/BICBranch
POSOIT2108F Arosio

Bardolino

SWIFT/BICBranch
POSOIT2114R Via Mirabello, 15

Bellagio

SWIFT/BICBranch
POSOIT2108P Bellagio Branch

Bergamo

SWIFT/BICBranch
POSOIT2105E Bergamo
POSOIT2108Q Bergamo AG. 1
POSOIT2114F Via G. D'alzano 3/e

Bernareggio

SWIFT/BICBranch
POSOIT2102D Bernareggio

Berzo Demo

SWIFT/BICBranch
POSOIT2108D Berzo Demo

Bienno

SWIFT/BICBranch
POSOIT2107H —

Bisuschio

SWIFT/BICBranch
POSOIT2107U —

Bologna

SWIFT/BICBranch
POSOIT2115E Via Riva Reno, 58/B

Bolzano

SWIFT/BICBranch
POSOIT2110A —

Bonate Sotto

SWIFT/BICBranch
POSOIT2109U —

Bormio

SWIFT/BICBranch
POSOIT2102E Bormio
POSOIT2109J AG. 1

Bosisio Parini

SWIFT/BICBranch
POSOIT2108I Bosisio Parini

Bovisio Masciago

SWIFT/BICBranch
POSOIT2110E Bovisio Masciago

Bregnano

SWIFT/BICBranch
POSOIT2105H Bregnano

Breno

SWIFT/BICBranch
POSOIT2102F Breno

Brescia

SWIFT/BICBranch
POSOIT2102G Brescia
POSOIT2105F AG. 1 - Via Crocifissa di Rosa
POSOIT2105G AG. 2 - Via Benedetto Croce
POSOIT2113H AG. 4 Brescia - Via Fratelli Ugoni, 2

Broni

SWIFT/BICBranch
POSOIT2112G Broni Branch

Buccinasco

SWIFT/BICBranch
POSOIT2110D Buccinasco

Bulgarograsso

SWIFT/BICBranch
POSOIT2112D Bulgarograsso

Busto Arsizio

SWIFT/BICBranch
POSOIT2108R Busto Arsizio Branch

Calolziocorte

SWIFT/BICBranch
POSOIT2112T Calolziocorte Branch

Campione D'italia

SWIFT/BICBranch
POSOIT2106S Campione D'italia

Campodolcino

SWIFT/BICBranch
POSOIT2109E Campodolcino

Cantu'

SWIFT/BICBranch
POSOIT2108S Cantu' Branch

Carate Brianza

SWIFT/BICBranch
POSOIT2108L Carate Brianza

Carimate

SWIFT/BICBranch
POSOIT2102H Carimate

Carlazzo

SWIFT/BICBranch
POSOIT2102I Carlazzo

Carnago

SWIFT/BICBranch
POSOIT2109F Carnago

Carvico

SWIFT/BICBranch
POSOIT2104N Carvico

Casatenovo

SWIFT/BICBranch
POSOIT2102J Casatenovo

Casteggio

SWIFT/BICBranch
POSOIT2112F Casteggio Branch

Castel San Giovanni

SWIFT/BICBranch
POSOIT2113Y Castel San Giovanni

Castellanza

SWIFT/BICBranch
POSOIT2106T Castellanza

Castiglione Delle Stiviere

SWIFT/BICBranch
POSOIT2112P Castiglione Delle Stiviere

Cernusco Sul Naviglio

SWIFT/BICBranch
POSOIT2113V —

Chiari

SWIFT/BICBranch
POSOIT2115D Via Consorzio Agrario 1

Chiavari

SWIFT/BICBranch
POSOIT2113L Chiavari

Chiavenna

SWIFT/BICBranch
POSOIT2102K Chiavenna

Chiesa In Valmalenco

SWIFT/BICBranch
POSOIT2102L Chiesa Valmalenco

Chiuro

SWIFT/BICBranch
POSOIT2108T Chiuro Branch

Ciampino

SWIFT/BICBranch
POSOIT2113M Ciampino

Cinisello Balsamo

SWIFT/BICBranch
POSOIT2102M Cinisello Balsamo

Cisano Bergamasco

SWIFT/BICBranch
POSOIT2102N Cisano Bergamasco

Colico

SWIFT/BICBranch
POSOIT2102P Colico

Collebeato

SWIFT/BICBranch
POSOIT2110B —

Cologno Monzese

SWIFT/BICBranch
POSOIT2215R Cologno Monzese

Colorina

SWIFT/BICBranch
POSOIT2108B Colorina

Como

SWIFT/BICBranch
POSOIT2102Q Como
POSOIT2105I AG. 1 - Via Giulini
POSOIT2105J AG. 2 - Frazione Lora
POSOIT2108G Como Ag.3
POSOIT2110G Como - AG. 4

Corte Franca

SWIFT/BICBranch
POSOIT2113O —

Crema

SWIFT/BICBranch
POSOIT2109M Crema

Cremona

SWIFT/BICBranch
POSOIT2108U Cremona Branch

Cuneo

SWIFT/BICBranch
POSOIT2114M Via Gallo, 9

Darfo Boario Terme

SWIFT/BICBranch
POSOIT2102S Darfo Boario Terme

Delebio

SWIFT/BICBranch
POSOIT2102T Delebio

Dervio

SWIFT/BICBranch
POSOIT2102U Dervio

Desenzano del Garda

SWIFT/BICBranch
POSOIT2109T —

Desio

SWIFT/BICBranch
POSOIT2109Q Desio

Domaso

SWIFT/BICBranch
POSOIT2102V Domaso

Domodossola

SWIFT/BICBranch
POSOIT2114Y Domodossola

Dongo

SWIFT/BICBranch
POSOIT2102W Dongo

Edolo

SWIFT/BICBranch
POSOIT2102Z Edolo

Erba

SWIFT/BICBranch
POSOIT2113G Via A.volta, 3

Erbusco

SWIFT/BICBranch
POSOIT2113U —

Ferno

SWIFT/BICBranch
POSOIT2106U Aeroporto di Malpensa 2000

Fidenza

SWIFT/BICBranch
POSOIT2115T Fidenza

Frascati

SWIFT/BICBranch
POSOIT2112Y Frascati Branch

Gallarate

SWIFT/BICBranch
POSOIT2109L Gallarate

Gardone Val Trompia

SWIFT/BICBranch
POSOIT2108E Gardone Val Trompia

Gavirate

SWIFT/BICBranch
POSOIT2112L Gavirate Branch

Gazzaniga

SWIFT/BICBranch
POSOIT2107G —

Genova

SWIFT/BICBranch
POSOIT2114O Agenzia 1 Genova
POSOIT2114T Agenzia 2

Genzano di Roma

SWIFT/BICBranch
POSOIT2112Z Genzano di Roma Branch

Gera Lario

SWIFT/BICBranch
POSOIT2103A Gera Lario

Giussano

SWIFT/BICBranch
POSOIT2112V Giussano Branch

Gordona

SWIFT/BICBranch
POSOIT2107E —

Gravedona

SWIFT/BICBranch
POSOIT2103B Gravedona

Gravellona Toce

SWIFT/BICBranch
POSOIT2107Z —

Grosio

SWIFT/BICBranch
POSOIT2103C Grosio

Grosotto

SWIFT/BICBranch
POSOIT2103D Grosotto

Grumello del Monte

SWIFT/BICBranch
POSOIT2108C Grumello del Monte

Guanzate

SWIFT/BICBranch
POSOIT2113B Guanzate Branch

Isolaccia (Valdidentro)

SWIFT/BICBranch
POSOIT2103E Isolaccia Valdidentro

Lanzada

SWIFT/BICBranch
POSOIT2107F —

Lavena Ponte Tresa

SWIFT/BICBranch
POSOIT2107V —

Lecco

SWIFT/BICBranch
POSOIT2105K AG. 1 - Viale F. Turati
POSOIT2105L AG. 2 - Piazza Xx Settembre
POSOIT2105M AG. 3 - Frazione Maggianico
POSOIT2109K AG. 4
POSOIT22LEC Lecco

Legnano

SWIFT/BICBranch
POSOIT2113P Legnano

Lissone

SWIFT/BICBranch
POSOIT2103F Lissone

Livigno

SWIFT/BICBranch
POSOIT2103G Livigno
POSOIT2104V AG. 1

Lodi

SWIFT/BICBranch
POSOIT2107M —

Lomagna

SWIFT/BICBranch
POSOIT2109V —

Lonate Pozzolo

SWIFT/BICBranch
POSOIT2114D Via Veneto 27

Luino

SWIFT/BICBranch
POSOIT2107W —

Lumezzane

SWIFT/BICBranch
POSOIT2106V Lumezzane

Lurago D'erba

SWIFT/BICBranch
POSOIT2103H Lurago D'erba

Madesimo

SWIFT/BICBranch
POSOIT2103I Madesimo

Madonna di Tirano (Tirano)

SWIFT/BICBranch
POSOIT2103J Madonna di Tirano

Mandello del Lario

SWIFT/BICBranch
POSOIT2104O Mandello del Lario

Mantova

SWIFT/BICBranch
POSOIT2108V Mantova Branch
POSOIT2110K Mantova - AG. 1

Marchirolo

SWIFT/BICBranch
POSOIT2103K Marchirolo

Mazzo di Valtellina

SWIFT/BICBranch
POSOIT2103L Mazzo di Valtellina

Melegnano

SWIFT/BICBranch
POSOIT2114N Via G.castellini, 19

Menaggio

SWIFT/BICBranch
POSOIT2108W Menaggio Branch

Merano

SWIFT/BICBranch
POSOIT2109O Merano

Merone

SWIFT/BICBranch
POSOIT2104P Merone

Milano

SWIFT/BICBranch
POSOIT2105N AG. 1 - Via Porpora
POSOIT2105P AG. 2 - Viale Faenza
POSOIT2105Q AG. 3 - A.e.m. - Corso Porta Vittoria
POSOIT2105R AG. 4 - Regione Lombardia - Via F. Filzi
POSOIT2105S AG. 5 - Via Degli Imbriani
POSOIT2105T AG. 6 - Via Marco D'agrate
POSOIT2105U AG. 7 - Via Principe Eugenio
POSOIT2105V AG. 8 - Via Lessona
POSOIT2105W Milano - C/O A.l.e.r. - Via Romagna
POSOIT2105Y AG. 10 - Via Solari
POSOIT2105Z AG. 11 - C/O Universita Bocconi - Via F. Bocconi
POSOIT2106A AG. 12 - Via Delle Forze Armate
POSOIT2106B AG. 13 - Viale Monte Santo
POSOIT2106C AG. 14 - Via Privata Cesare Battisti
POSOIT2106D AG. 15 - Via Gioacchino Murat
POSOIT2106E AG. 16 - C/O Ortomercato - Via Cesare Lombroso
POSOIT2106F AG. 17 - Via Moscova C/O Uffici Finanziari
POSOIT2106G AG. 18 - Viale Belisario
POSOIT2107K Milano Ag.19
POSOIT2107N Milano Ag.20
POSOIT2108Y Milano - AG. 21 - Politecnico
POSOIT2109I Milano - AG. 22 Via Santa Sofia
POSOIT2109N AG. 23 - Certosa
POSOIT2109R AG. 24 - Piave
POSOIT2112I Milano - AG. 30
POSOIT2112S Milano 31 Branch
POSOIT2114E AG. 32 - Viale Majno, 42
POSOIT2114P AG. 33 Milano
POSOIT2114S AG. 34 - Via Cino del Duca
POSOIT2115C Piazzale Loreto, 1
POSOIT2115G Via V. Monti, 41
POSOIT2115N Corso Vercelli, 38
POSOIT22MIL Milano

Montagna In Valtellina

SWIFT/BICBranch
POSOIT2103M Montagna In Valtellina

Montorfano

SWIFT/BICBranch
POSOIT2113E Montorfano

Monza

SWIFT/BICBranch
POSOIT2106W Monza
POSOIT2108Z Monza AG. 1

Morbegno

SWIFT/BICBranch
POSOIT2103N Morbegno
POSOIT2104W AG. 1

Mortara

SWIFT/BICBranch
POSOIT2113A Mortara Branch

Nibionno

SWIFT/BICBranch
POSOIT2108J Nibionno

Nova Milanese

SWIFT/BICBranch
POSOIT2112E Nova Milanese

Novara

SWIFT/BICBranch
POSOIT2109A Novara Branch

Novate Mezzola

SWIFT/BICBranch
POSOIT2103P Novate Mezzola

Novi Ligure

SWIFT/BICBranch
POSOIT2114L Via G.marconi, 25

Nuova Olonio (Dubino)

SWIFT/BICBranch
POSOIT2102Y Dubino

Oggiono

SWIFT/BICBranch
POSOIT2108K Oggiono

Orzinuovi

SWIFT/BICBranch
POSOIT2112B Orzinuovi Branch

Osio Sotto

SWIFT/BICBranch
POSOIT2103Q Osio Sotto

Ospitaletto

SWIFT/BICBranch
POSOIT2104Q Ospitaletto

Padova

SWIFT/BICBranch
POSOIT2115I Via Ponte Molino, 4

Palazzolo Sull'oglio

SWIFT/BICBranch
POSOIT2107I —

Pandino

SWIFT/BICBranch
POSOIT2107L —

Parma

SWIFT/BICBranch
POSOIT2112U Parma Branch

Passo Dello Stelvio (Bormio)

SWIFT/BICBranch
POSOIT2104Y Passo Dello Stelvio

Pavia

SWIFT/BICBranch
POSOIT2107P Pavia
POSOIT2109H Pavia - Ag.1

Pero

SWIFT/BICBranch
POSOIT2109W —

Pescate

SWIFT/BICBranch
POSOIT2103R Pescate

Peschiera del Garda

SWIFT/BICBranch
POSOIT2113D Peschiera del Garda

Piacenza

SWIFT/BICBranch
POSOIT2109B Piacenza Branch
POSOIT2112C Piacenza 1
POSOIT2115S Agenzia N.2

Piantedo

SWIFT/BICBranch
POSOIT2104R Piantedo

Pisogne

SWIFT/BICBranch
POSOIT2103S Pisogne

Ponte di Legno

SWIFT/BICBranch
POSOIT2103T Ponte di Legno

Ponte In Valtellina

SWIFT/BICBranch
POSOIT2103U Ponte In Valtellina

Primaluna

SWIFT/BICBranch
POSOIT2103V Primaluna

Regoledo (Cosio Valtellino)

SWIFT/BICBranch
POSOIT2102R Regoledo Cosio Valte

Rezzato

SWIFT/BICBranch
POSOIT2114G Via Broli, 49

Riva del Garda

SWIFT/BICBranch
POSOIT2113F Riva del Garda

Rivolta D'adda

SWIFT/BICBranch
POSOIT2108H Rivolta D'adda

Roma

SWIFT/BICBranch
POSOIT2106H AG. 1 - Viale Val Padana
POSOIT2106I AG. 2 - Via Silvestro Gherardi
POSOIT2106J AG. 3 - Via Trionfale
POSOIT2106K AG. 4 - Piazza Biagio Pace
POSOIT2106L AG. 5 - Piazza S. Maria Consolatrice
POSOIT2106M AG. 6 - Via Cesare Baronio
POSOIT2106N AG. 7 - Viale di Valle Aurelia
POSOIT2106P AG. 8 - Viale Somalia
POSOIT2106Q AG. 9 - Casal Palocco - P.le Filippo Il Macedone
POSOIT2106R AG. 10 - Via Laurentina
POSOIT2106Y AG. 11 - Via Carlo Alberto
POSOIT2106Z AG. 12 - Via Circonvallazione Cornelia
POSOIT2107A AG. 13 - Via Foligno
POSOIT2107O Roma Ag.14
POSOIT2107Q Roma Ag.15
POSOIT2107R Roma Ag.16
POSOIT2107S Roma Ag.17
POSOIT2107T Roma Ag.18
POSOIT2108N Roma Ag.19
POSOIT2108O Roma Ag.20
POSOIT2109G Roma - AG. 21 Via Famiano Nardini
POSOIT2110C AG. 22 - World Food Programme
POSOIT2110I Roma - AG. 23
POSOIT2111B Roma - Agenzia N. 26 Tritone
POSOIT2112A Ifad Branch
POSOIT2113C Roma AG. 32 Branch
POSOIT2114B Roma AG. 34
POSOIT2114U Agenzia 35
POSOIT2115F Via Tagliamento, 37
POSOIT22ROM —

Romano di Lombardia

SWIFT/BICBranch
POSOIT2107B Romano di Lombardia

Rovereto

SWIFT/BICBranch
POSOIT21N13 Rovereto

Sala Comacina

SWIFT/BICBranch
POSOIT2104S Sala Comacina

Sale Marasino

SWIFT/BICBranch
POSOIT2103Y Sale Marasino

Salo'

SWIFT/BICBranch
POSOIT2109S Salo'

San Cassiano (Prata Camportaccio)

SWIFT/BICBranch
POSOIT2103Z San Cassiano Prata Camportaccio

San Fedele Intelvi

SWIFT/BICBranch
POSOIT2104A —

San Nicolo' (Valfurva)

SWIFT/BICBranch
POSOIT2104B San Nicolo' Valfurva

San Pietro Berbenno (Berbenno di V)

SWIFT/BICBranch
POSOIT2104C San Pietro Berbenno

Santa Margherita Ligure

SWIFT/BICBranch
POSOIT2115B P.za Mazzini, 40

Santa Maria Rezzonico

SWIFT/BICBranch
POSOIT2104D Sanat Maria Rezzonico

Sarnico

SWIFT/BICBranch
POSOIT21M12 Sarnico Branch

Saronno

SWIFT/BICBranch
POSOIT2114H Via S.giuseppe, 59

Savona

SWIFT/BICBranch
POSOIT2114Z Savona

Segrate

SWIFT/BICBranch
POSOIT2104T Segrate

Semogo (Valdidentro)

SWIFT/BICBranch
POSOIT2107C Semogo

Seregno

SWIFT/BICBranch
POSOIT2108A —

Seriate

SWIFT/BICBranch
POSOIT2113T —

Sesto Calende

SWIFT/BICBranch
POSOIT2114C —

Sesto San Giovanni

SWIFT/BICBranch
POSOIT2109X —

Solbiate Olona

SWIFT/BICBranch
POSOIT2109Z —

Sondalo

SWIFT/BICBranch
POSOIT2104E Sondalo

Talamona

SWIFT/BICBranch
POSOIT2104F Talamona

Teglio

SWIFT/BICBranch
POSOIT2104G Teglio

Tirano

SWIFT/BICBranch
POSOIT2104H Tirano

Torino

SWIFT/BICBranch
POSOIT2114Q AG. 1 Torino

Toscolano (Toscolano Maderno)

SWIFT/BICBranch
POSOIT2109P Toscolano Maderno

Traona

SWIFT/BICBranch
POSOIT2104I Traona

Trento

SWIFT/BICBranch
POSOIT2112R Trento Branch

Trescore Balneario

SWIFT/BICBranch
POSOIT2114V Piazza Cavour, 6

Tresenda (Teglio)

SWIFT/BICBranch
POSOIT2104J —

Treviso

SWIFT/BICBranch
POSOIT2215Q Treviso

Trezzo Sull'adda

SWIFT/BICBranch
POSOIT2115A Trezzo Sull'adda

Valmadrera

SWIFT/BICBranch
POSOIT2104K Valmadrera

Varazze

SWIFT/BICBranch
POSOIT2215P Varazze

Varedo

SWIFT/BICBranch
POSOIT2112H Varedo Branch

Varenna

SWIFT/BICBranch
POSOIT2110H Varenna

Varese

SWIFT/BICBranch
POSOIT2104Z AG. 1
POSOIT2107Y —
POSOIT2110J Varese - AG. 2

Vercelli

SWIFT/BICBranch
POSOIT2114I Corso Prestinari, 20

Verona

SWIFT/BICBranch
POSOIT2113Q Verona

Vicenza

SWIFT/BICBranch
POSOIT2215O Vicenza Branch

Vigevano

SWIFT/BICBranch
POSOIT2109Y —

Villa di Chiavenna

SWIFT/BICBranch
POSOIT2104L Villa di Chiavenna

Villa di Tirano

SWIFT/BICBranch
POSOIT2104M Villa di Tirano

Villa Guardia

SWIFT/BICBranch
POSOIT2104U Villa Guardia

Villafranca di Verona

SWIFT/BICBranch
POSOIT2113S Villafranca di Verona

Villasanta

SWIFT/BICBranch
POSOIT2107D Villasanta

Voghera

SWIFT/BICBranch
POSOIT2108M Voghera

How the Banca Popolare di Sondrio SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

POSO Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
22 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

POSOIT22 – the SWIFT/BIC code of Banca Popolare di Sondrio

POSOIT22 and POSOIT22XXX are two ways of writing the same SWIFT/BIC code, and both lead to Banca Popolare di Sondrio in Sondrio. Banks worldwide use BIC codes to direct international transfers to the right institution. In daily life you mostly come across it on invoices from abroad, in payment forms and on the account details of Banca Popolare di Sondrio customers.

Below you will find the practical side: money coming in from abroad, paying someone in another country and how to check a SWIFT code before you confirm a payment. The SWIFT code on its own cannot identify an individual account holder; that is what the account number or IBAN is for.

What a transfer from Banca Popolare di Sondrio abroad really costs

What you pay for a payment abroad is made up of several parts. Besides the transfer fee, correspondent or intermediary banks may deduct a fee, and when currencies are converted the bank often applies a rate that is less favourable than the actual market rate.

Many banks do not list their exchange rate markup as a cost – you only notice it if you compare. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

For a lot of currency pairs, a specialist provider turns out to be less expensive than a bank – mostly thanks to the rate. GoldexPay compares what recipients receive across services, so you can pick the cheapest route. You can still keep your account at Banca Popolare di Sondrio to fund the transfer, while a cheaper service handles the conversion.

The Euro and what conversion costs you

The national currency of Italy is the Euro (EUR). When you pay another currency it gets converted at some point: by your bank, an intermediary or Banca Popolare di Sondrio itself. There is rarely a separate line for the conversion – the cost sits in the rate.

Who does the conversion has an effect on the final amount. Transferring the money directly in EUR usually avoids an extra conversion at the receiving end – as long as your own rate is good.

Exchange rates change all the time – some services let you fix a rate in advance. For regular payments, a slightly better rate add up over a year.

Getting paid from abroad into a Banca Popolare di Sondrio account

Someone abroad who wants to pay you will ask for a few details about your account. Give them your name as the bank knows it, your account number or IBAN, the BIC POSOIT22XXX and your address, which some banks require.

Certain banks want the address of Banca Popolare di Sondrio in Sondrio. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive can be less than the amount sent. Fees for incoming transfers vary from bank to bank. Make clear with the sender who pays which costs before the money is sent.

How long does an international transfer to Banca Popolare di Sondrio take?

There is no fixed delivery time for international payments: some land within a day, others take several business days. Weekends and public holidays in the sending or receiving country can add extra days, since banks do not process on those days. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi. Every gpi transfer carries a unique reference, the UETR. Specialist transfer services often show tracking online so you can see how far the payment has got.

A delayed transfer is investigated from the sending side on the basis of the transfer details. Ask the sender for the payment receipt – it helps your own bank look for the money.

Protect yourself against fake payment requests

A common scam goes like this: an email arrives with a request saying that a supplier has a new bank account and that the next payment should go there. A valid SWIFT code says nothing about who owns the account – scammers simply use real codes.

Do not rely on a phone number from the same email that announces the change. Watch out for time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Call your bank without delay and have them try to recall the payment.

Recipients can be targeted as well: one known trick is an overpayment and then sends a request to send back the difference. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

POSOIT22 or POSOIT22XXX – which one to use?

A BIC is made up of fixed blocks: characters one to four identify the bank, characters five and six show the country and the two after that indicate the location. The result is POSOIT22, the short form of the code.

Most payment forms accept either length. If yours asks for eleven characters, use POSOIT22XXX; if it wants eight, use POSOIT22.

Leave out spaces or dashes when you type POSOIT22. Watch for O versus 0 and the letter I and the digit 1.

Head office or branch code at Banca Popolare di Sondrio?

With 298 codes, Banca Popolare di Sondrio belongs to the banks that register individual codes for branches and departments. The head office code remains POSOIT22XXX.

Usually you do not need to pick a branch: payments sent to POSOIT22XXX reach Banca Popolare di Sondrio correctly. Just use a branch code when your contact explicitly asks for it, for example on an invoice or in their bank details.

Not sure which code applies? Check with the recipient, or look at a recent statement from Banca Popolare di Sondrio. Branch codes are sometimes changed or retired over time.

A note on our data

We collect SWIFT/BIC codes using publicly available data and check them from time to time. It is possible that information here is out of date. Figures such as the number of codes are from our directory.

Use our data as a starting point, rather than as the final word – the bank details from the recipient are leading. We are an independent comparison service for money transfers and not part of Banca Popolare di Sondrio. If you notice a mistake, we appreciate a message via the contact page.

Before you send: check the Banca Popolare di Sondrio code

The safest source for the BIC is the recipient’s own bank details. Check that code with POSOIT22 here.

Errors in the SWIFT code tend to be annoying more than fatal – usually the money comes back, minus fees and time lost. Do not forget the account number: an error there is more difficult to correct than a wrong code.

Many banking apps validate the format of an IBAN. Some banks now compare the name against the account; take any warning seriously. When you pay someone new, many people send a small amount first.

Do you need POSOIT22 for a SEPA transfer?

Since Italy is part of the SEPA zone, a euro transfer into Banca Popolare di Sondrio from within the SEPA area usually only needs an IBAN. Most banking apps no longer ask for the BIC for these payments.

Outside the euro and from non-SEPA countries, POSOIT22XXX remains part of the payment details. If a payment form has a field for the BIC anyway, entering POSOIT22 does no harm.

Instant payments in euros have become increasingly available across SEPA – whether Banca Popolare di Sondrio offers them for your account is worth checking. As long as no currency is converted, a SEPA transfer tends to be cheap.

Frequently asked questions

What is the SWIFT/BIC code of Banca Popolare di Sondrio?

The head office of Banca Popolare di Sondrio uses POSOIT22XXX. This is the code to use for most international transfers.

How many SWIFT codes are there for Banca Popolare di Sondrio?

We list 298 SWIFT/BIC codes for Banca Popolare di Sondrio across 200 locations. Every code identifies the head office or a branch.

How can I send money to Banca Popolare di Sondrio for less?

Watch out for the exchange rate markup many banks add on international transfers. Compare what you receive in Euro across transfer services first.

Where is the main office of Banca Popolare di Sondrio?

According to its SWIFT registration, the main office of Banca Popolare di Sondrio is located in Sondrio, Italy.

What if I use the wrong SWIFT code for Banca Popolare di Sondrio?

Your payment can be returned or delayed. Double-check the code with Banca Popolare di Sondrio before sending.

Do I need the BIC of Banca Popolare di Sondrio for a euro transfer?

Usually not. Italy is in the SEPA area, so euro transfers only need the IBAN. For other currencies you still need POSOIT22XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.