SWIFT/BIC code POSOIT2104U

POSOIT2104U belongs to Banca Popolare di Sondrio in Villa Guardia, Italy.

POSOIT2104U

Code details

SWIFT/BIC codePOSOIT2104U
8-character codePOSOIT21
Branch code04U
BankBanca Popolare di Sondrio
BranchVilla Guardia
CityVilla Guardia
CountryItaly

The way the Banca Popolare di Sondrio SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

POSO Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
04U Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code POSOIT2104U?

POSOIT2104U is the SWIFT/BIC code of Villa Guardia, a unit of Banca Popolare di Sondrio in Villa Guardia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of POSOIT2104U stand for?

POSO is the bank code of Banca Popolare di Sondrio, IT is the ISO code of Italy, 21 is the code for the city or region and 04U is the code of the department Villa Guardia.

Can I use POSOIT21 instead of POSOIT2104U?

POSOIT21 is the main office of Banca Popolare di Sondrio, while POSOIT2104U points to Villa Guardia. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention POSOIT2104U.

What happens if I use POSOIT2104U incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check POSOIT2104U with the recipient before you confirm.

Has Banca Popolare di Sondrio got other SWIFT/BIC codes?

Yes – our database contains 298 SWIFT/BIC codes for Banca Popolare di Sondrio in Italy, for the head office and several branches or departments. You can see them all on the bank page.

How long does a transfer to Banca Popolare di Sondrio take in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.