SWIFT/BIC code POSOIT2105J
POSOIT2105J belongs to Banca Popolare di Sondrio in Como, Italy.
Code details
| SWIFT/BIC code | POSOIT2105J |
|---|---|
| 8-character code | POSOIT21 |
| Branch code | 05J |
| Bank | Banca Popolare di Sondrio |
| Branch | AG. 2 - Frazione Lora |
| City | Como |
| Country | Italy |
The way the Banca Popolare di Sondrio SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- POSO Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 05J Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code POSOIT2105J?
POSOIT2105J identifies AG. 2 - Frazione Lora, a unit of Banca Popolare di Sondrio in Como, Italy. Only use it if the recipient or their bank explicitly asks for it.
What is the best way to send money to Banca Popolare di Sondrio?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Can I use POSOIT21 instead of POSOIT2105J?
POSOIT21 is the head office of Banca Popolare di Sondrio, while POSOIT2105J is AG. 2 - Frazione Lora. Most international transfers work with the head office code, yet use POSOIT2105J if the recipient asks for it.
Do I need POSOIT2105J for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need POSOIT2105J.
How long does a transfer to Banca Popolare di Sondrio take in Italy?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What happens if I enter POSOIT2105J incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check POSOIT2105J with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.