SWIFT/BIC code POSOIT2109M
POSOIT2109M belongs to Banca Popolare di Sondrio in Crema, Italy.
Code details
| SWIFT/BIC code | POSOIT2109M |
|---|---|
| 8-character code | POSOIT21 |
| Branch code | 09M |
| Bank | Banca Popolare di Sondrio |
| Branch | Crema |
| City | Crema |
| Country | Italy |
The way the Banca Popolare di Sondrio SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- POSO Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 09M Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC POSOIT2109M?
POSOIT2109M identifies Crema, a unit of Banca Popolare di Sondrio in Crema, Italy. Only use it if the account is held at this specific branch.
What does each part of POSOIT2109M stand for?
POSO is the bank code of Banca Popolare di Sondrio, IT stands for Italy, 21 is the location code and 09M is the code of the department Crema.
What is the cheapest way to send money to Banca Popolare di Sondrio?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Can I use POSOIT21 instead of POSOIT2109M?
POSOIT21 points to the head office of Banca Popolare di Sondrio, while POSOIT2109M is Crema. Most international transfers work with the head office code, but use POSOIT2109M if the recipient asks for it.
What happens if I enter POSOIT2109M with a typo?
The payment may be delayed, returned or charged extra fees. Double-check POSOIT2109M with the recipient before you confirm.
How long does a transfer to Banca Popolare di Sondrio take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.