SWIFT/BIC code PSIBINBB147

PSIBINBB147 belongs to Punjab and Sind Bank in Ludhiana, India.

PSIBINBB147

Code details

SWIFT/BIC codePSIBINBB147
8-character codePSIBINBB
Branch code147
BankPunjab and Sind Bank
BranchIfb Ludhiana
CityLudhiana
CountryIndia

The way the Punjab and Sind Bank SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PSIB Bank code
4 letters that identify the bank.
IN Country code
2 letters for the country (ISO 3166).
BB Location code
2 characters for the city or region of the head office.
147 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code PSIBINBB147?

PSIBINBB147 is the SWIFT/BIC code of Ifb Ludhiana, part of Punjab and Sind Bank in Ludhiana, India. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the best way to send money to Punjab and Sind Bank in India?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Indian Rupee with transfer services before you send – the difference can be large.

Has Punjab and Sind Bank got other SWIFT/BIC codes?

Yes – we list 30 SWIFT/BIC codes for Punjab and Sind Bank in India, for the head office and several branches or departments. All of them are listed on the page of Punjab and Sind Bank.

How long does it take to send money to Punjab and Sind Bank in India?

A SWIFT payment typically takes 1–5 business days, because of correspondent banks and time zones. Money transfer services are often quicker than a bank.

What do I need to send money to an account at Punjab and Sind Bank?

Have ready the SWIFT/BIC code PSIBINBB147, the IBAN or local account number of the recipient, their full name and address. India is not part of SEPA, so always include the BIC.

Can I use PSIBINBB instead of PSIBINBB147?

PSIBINBB points to the main office of Punjab and Sind Bank, while PSIBINBB147 points to Ifb Ludhiana. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention PSIBINBB147.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.