SWIFT/BIC code PUNBINBBERK
PUNBINBBERK belongs to Punjab National Bank in Ernakulam, India.
Code details
| SWIFT/BIC code | PUNBINBBERK |
|---|---|
| 8-character code | PUNBINBB |
| Branch code | ERK |
| Bank | Punjab National Bank |
| Branch | Ernakulam |
| City | Ernakulam |
| Country | India |
The way the Punjab National Bank SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PUNB Bank code
- 4 letters that identify the bank.
- IN Country code
- 2 letters for the country (ISO 3166).
- BB Location code
- 2 characters for the city or region of the head office.
- ERK Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code PUNBINBBERK?
The code PUNBINBBERK belongs to Ernakulam, a unit of Punjab National Bank in Ernakulam, India. Only use it if the recipient or their bank explicitly asks for it.
What happens if I use PUNBINBBERK incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check PUNBINBBERK against the details from Punjab National Bank before you confirm.
Which details do I need to send money to an account at Punjab National Bank?
You need the SWIFT/BIC code PUNBINBBERK, the account number or IBAN of the recipient, their full name and address. India uses international SWIFT transfers, so always include the BIC.
What is the cheapest way to send money to Punjab National Bank?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Indian Rupee with specialist providers before you send.
How long does it take to send money to Punjab National Bank?
A SWIFT payment usually takes 1–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often quicker than a bank.
Can I use PUNBINBB instead of PUNBINBBERK?
PUNBINBB is the head office of Punjab National Bank, while PUNBINBBERK is Ernakulam. Most international transfers work with the head office code, but use PUNBINBBERK if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.