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SWIFT/BIC code PUNBINBBIAL

PUNBINBBIAL belongs to Punjab National Bank in Ludhiana, India.

PUNBINBBIAL

Code details

SWIFT/BIC codePUNBINBBIAL
8-character codePUNBINBB
Branch codeIAL
BankPunjab National Bank
BranchIndustrial Area
CityLudhiana
CountryIndia

The way the Punjab National Bank SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PUNB Bank code
4 letters that identify the bank.
IN Country code
2 letters for the country (ISO 3166).
BB Location code
2 characters for the city or region of the head office.
IAL Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code PUNBINBBIAL?

The code PUNBINBBIAL belongs to Industrial Area, part of Punjab National Bank in Ludhiana, India. Only use it if the recipient or their bank explicitly asks for it.

Does Punjab National Bank have other SWIFT/BIC codes?

Yes, we list 214 SWIFT/BIC codes for Punjab National Bank in India, for the head office and several branches or departments. All of them are listed on the page of Punjab National Bank.

What do the letters in PUNBINBBIAL mean?

PUNB is the institution code of Punjab National Bank, IN is the ISO code of India, BB is the code for the city or region and IAL is the code of the branch Industrial Area.

Can I use PUNBINBB instead of PUNBINBBIAL?

PUNBINBB is the main office of Punjab National Bank, while PUNBINBBIAL points to Industrial Area. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention PUNBINBBIAL.

What happens if I use PUNBINBBIAL with a typo?

Your transfer can bounce, get stuck or cost extra. Always check PUNBINBBIAL with the recipient before sending.

What is the best way to send money to Punjab National Bank in India?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Indian Rupee with specialist providers before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.